You Can Succeed if You Follow these Ideas.In my previous article “What Does It Take to Succeed Online (or in Life)”, I listed several positive characteristics to increase your chances for success: Desire, Planning, Faith, and Perseverance just to name a few. If you believe you have what it takes to succeed online, you’re ready to find an online business which is reasonably tailor-made to meet your personality, talents, investment (whether it’s financial, in time, in talent, or all the above).WARNING: I said “reasonably tailor-made” above, as no business is 100% perfect for everyone. All online businesses, like those in the real, 9-to-5 world, require some planning and effort. If you’re not willing to invest the time needed to adequately support and promote YOUR business, running one is NOT for you. There is no free lunch!HOWEVER…If you do have what it takes-Desire, Plans, and Perseverance, to name a few-then, by all means, find the online business of your dreams. How, pray tell, do you do this? Well, first off, it starts with:RESEARCH. If you have no idea what type of online business you wish to offer and promote, research is the key to unlocking a wealth of information on a wide-variety of businesses. Without research, it’s like a first-timer making homemade cookies without a recipe. Do your homework! Grab a pen and notebook, and take some notes.Start your journey to success online-that’s right: the internet. Read articles by home business professionals-no, not the folks trying to sell you business programs, kits, and pie-in-the-sky potions. I mean real, legitimate online business professionals, such as Scott Fox, Juliette Powell, and Ewen Chia, just to name a few.NETWORK. Whether Online or in-person, talk to area business leaders to get their viewpoints and feedback on successful online businesses. No, I am not talking about classifieds who tout their online business opportunities, but networks of local business people from business organizations (such as BNI, Business Network International), forums (Ryze and LinkedIn are good ones), or your area chamber of commerce (ask for a business directory, often free).PLAN. Put pen to paper and carefully, thoroughly develop an online business game plan. Brainstorm with your closest, trustworthy friends and professional acquaintances to come up with a steady stream of ideas.Together, ask several important questions:(1). Who is your customer base and/or niche audience? Be as specific as possible, and realize you can’t serve everyone in the universe. (For example: My audience is small to medium-sized business owners in the southeastern United States.(2) What product(s), service(s), or program(s) do you plan to offer? Again, try to be as specific as possible. Don’t overwhelm your audience with a ton of unrelated products, services, or opportunities, as this will only confuse them. (My website primarily offers tools to promote businesses, thereby hopefully increasing my customer’s image and profits.)(3) When do you plan to purchase a domain and website? The correct answer to this two-part question should either be Immediately or Right Away. There’s no better time than the present to project a professional image. Also, be creative when deciding on a domain name. Just make sure your website is lightening fast, as many search engines can ignore slow websites.(4) How much can you safely invest in a business? Be brutally honest with yourself. If you don’t have two dimes to rub together, the last thing you want to do is get deeper in debt. Good news: The internet lists well-written articles on free and inexpensive ways to start a business.(5) How much time do you have to invest in a business? Read that last question again, please. If you are not willing to put (invest) time in your online business-say two or three hours a day depending on the business, then don’t waste your time. Collect baseball cards, garden, or do anything else. After all, an online business requires some sweat equity.(6) Who is your competition? What do you know about them? What sets you apart from them? You need solid, concrete answers to these three questions, so you can beat them at their game. The best place to learn more about the competition is online. Check out their websites and information to discover how you can become even more competitive.(7) What type of content will you offer your visitors? Many websites simply promote products, services, or opportunities! Boring! Set yourself apart from the competition with a site rich in content. Let’s say you’re a pest control operator: Write an article or blog about what causes wasp, hornet, or rat infestations. Whatever you write, show them that you Are the expert in a particular field.(8) Have you thought about a logo, motto, or slogan? If you have, make sure they look professional and set you apart from the others. Suggestion: If you have an artistic friend or sign maker in your area, see if they can offer input.(9) Anything else? YES: Always make sure you use spell-check. Nothing looks less professional than a website full of spelling errors!SEARCH. Make sure the product(s), service(s), and opportunities you plan to promote interest you, so the visitor senses your passion for the item(s). Also, make darn sure these items are scam-free (so you can be proud of what you do) and marketable to your audience (so you can make money online). Whether good, bad, or downright ugly, you can find items and their reviews on the internet.If you already have a product, service, or opportunity that can be promoted online, I would start there first. After all, you are the expert. And, hopefully, your passion and interest for that item shows.However, if you lack passion for your item(s) or need a product, service, or opportunity to promote online, realize they fall into several categories:(1) Affiliate Programs: A company rewards you to promote their product or products. Great for the beginner, many marketers earn thousands monthly for their efforts-even more. Hint: Don’t join every affiliate program on the planet. Join something that intrigues you. For me, it is panic attacks and relationships.(2) Free Online Businesses. Just like the name implies, these businesses cost nothing to join or promote. Many business “owners” can generate an excellent return on their investment ( by working smart).(3) Networking or MLM programs. Here, you help others succeed, so you can earn several layers of income. While some are free, most are not.(4) Paid Online Products and Services. The more the internet grows, the greater the need for related services. Among the greatest money-makers online are effective tools to increase your business. Warning: Some of these products are much more superior to others.(5) Online Businesses. These require a fee to join, but may generate the income you desire. Word of advice: Check them out before you join. Like anything, most are good, reputable businesses, but a few are rotten to the core.(6) Direct Selling. This one is iffy. I am a business consultant by day, yet find promoting some of my services does well online. However, results do vary.(7) eBay. Though some products are overly saturated on the site, many make a decent living on this site. Overall, it has an excellent reputation.(8) Blogging. If you enjoy writing, this may be down your alley. Bloggers often make money from ads surrounding their blog.(9) Referral Sites. There are numerous sites promoting networking, advertising, and free sign-ups. The jury is still out on this, but some folks reportedly make money.(10)Everything Else. A new opportunity, product, or service pops up almost every day. Some will work; others will fail. Do the research online and you may discover a goldmine-or fool’s gold.SET-UP. Well, you’ve thoroughly planned, researched, and listened to the experts, both online and off. You’ve asked yourself thought-provoking questions, registered a domain name, and you or a professional is setting up your website. You’ve even selected products, services, and opportunities which, you hope, will generate a nice profit.Congratulations! You are ready to begin. But, wait! Don’t forget to:PROMOTE. This is such a lengthy and important subject; I will discuss this in full in another article. In the meantime, I suggest you start promoting your program, business, product, or service with free online classifieds.One thing is for sure, however: You must promote, promote, and promote in order to succeed. Don’t simply rely on basic word-of-mouth to promote your product, service, or program.PERSEVERE. Don’t let anything-and I do mean anything-stand in your way of online success. Study your product(s), service(s), or opportunities to the point you are the expert. Avoid negative people, as all they bring to your world is negative energy. (Constructive criticism, however, can be beneficial.) Invest more time in your online business, if needed.Do whatever it takes to succeed online. Nurture your business and watch it grow! Reap the rewards of a job well done!
Great Ways to Succeed in Your Online Business!
The Role of Islamic Finance in Economic Stability and Social Justice
One of the most distinguishing times for the U.S. Islamic home financing industry began in February 2007. The Federal Home Loan Mortgage Corporation (Freddie Mac) sent out a press release announcing that it would no longer buy the most risky subprime mortgages and mortgage backed securities. Two months after the announcement, a leading subprime mortgage lender filed for Chapter 11 bankruptcy protection. Three months after that bankruptcy filing, nationwide financing entities warned of “difficult conditions” ahead. Manifestations of such difficult conditions appeared on the horizon of the financial market when once well-established mortgage companies suddenly began to file for Chapter 11. Similar circumstances reached the U.K. as the Bank of England cleared an authorization to provide liquidity support to Northern Rock, the country’s fifth largest mortgage lender. Five months later, Treasury of the United Kingdom became the owner of Northern Rock.Up until that point, the gravity of these “difficult conditions” was not fully understood by most of the populace. Late in 2008, the Federal Reserve Bank of New York was authorized to lend $85 billion to the AIG. This was the beginning of the most serious recession in the United States since the Great Depression. What followed was a chain reaction that led to an unprecedented global financial crisis, as the world suffered from rising unemployment, rampant foreclosures, and severe skepticism of financial instruments.This led to a renewed spotlight on an unfamiliar market segment that appeared comparatively more stable and, more importantly, far more ethical: the Islamic financing sector. From the financial centers in Malaysia to the Middle East, spanning across over seventy countries, Islamic finance in the U.S. increased from $5 billion in the 1980s to $1 trillion in 2010. This phenomenal growth caught the attention of global investors who were seeking to safeguard their investments through more ethical and reliable financial instruments. When financial sector workers realized that these Shariah-compliant instruments avoided many of the worst effects of the global financial crisis, it became an attractive investment vehicle to support a more diverse portfolio. The Shariah-compliant financial sector has avoided investment in predatory lending businesses and overly leveraged financial instruments due to the strict ethical nature of the Shariah governance system. News and media outlets started to cover this ancient yet unfamiliar industry in hopes of learning from the mistakes of the conventional banking sector.The concept of the modern Islamic financial services industry is rooted in the principles of Islamic legal jurisprudence that deals with financial transactions, a branch of Islamic jurisprudence called Fiqh Al Muamalat. Fiqh Al Muamalat is a framework under Islamic Law that charts the conduct of Muslims in commercial or economic endeavors. Islamic finance products and rulings are based on specific injunctions from the Quran that prohibit certain features of financial transaction models and related economic activities.The Quran forbids interest, also called usury or riba. The underlying reasoning is that Islam considers lending to be a charitable act to help another member of the society in his/her time of need – therefore, profiting from someone’s hardship is strictly forbidden. In the conventional banking system, when interest is charged on a loan, the risk of that transaction is transferred to the borrower while the lender gains profit from the interest-based transaction. There is no consideration for the hardships endured by the borrower in the event they undergo any loss from the transaction.By its nature, Shariah law prohibits unethical financial practices. It also promotes wealth distribution among all people to reduce poverty and inequity. This is manifested in the prohibitions of activities such as excessive speculation, gambling, and investing in products that are harmful for society as deemed by Islamic law (alcohol, pornography, etc). The structure of Islamic financial products and services, especially its prohibition in speculative transactions, has helped the industry escape most of the adverse effects of the global financial crisis. The governance model of Islamic financial institutions has been praised as an ethical alternative by institutions such as the International Monetary Fund and the World Bank. Economic experts have suggested that Islamic financial principles can be leveraged to promote financial inclusion that uplift the quality of life in developing nations. Islamic financial principles can also contribute to financial stability and economic development around the world.
Inpatient Drug Rehab and the Best Drug Addiction Treatment
The problem of drug addiction is posing a major threat to the modern society these days. In fact, the point is that these days the problem of drug addiction has increased to such an extent that there is no certainty who would be the next victim to the addiction of some sort of drugs or the other. Other than that, it is also essential to note that this addiction may sometime often result in being fatal or even may sometimes become incurable if necessary measures are not taken in time. In this respect it is essential to note that the problem of any sort of drug addiction not just only concerns the addicted but also does a good deal of damage to the family members as well.However, if anyone in the family is found to be falling victim to any sort of drug addiction the best thing that can be done is to look for the inpatient drug rehab centers. The reason behind this that the best drug addiction treatment is best possible at some drug addiction rehab center. Now the fact is that for the best treatment for the addiction problems it is very much essential to make the proper choice of the addiction rehab center. And in this context there are several important factors to be paid proper attention to in order to get the best results in the drug addiction treatment.However, it is always better to make the choice of specific treatment centers in order to get the best results. Say for example in case of alcohol addiction problems the best thing that can be done is to choose an inpatient alcohol rehab for the best alcohol addiction rehabilitation. However, in this respect the drug rehab centers in Florida worth mention for their specific treatment facilities and the availability of the best drug addiction rehab.Other than these while making the choice of the addiction rehab centers one of the most important thing that should be kept in mind is to gather proper information about the treatment facilities available there. In fact the point is that getting proper information about the treatment facilities offered by the drug addiction rehab helps a lot in your judgment of the choice of the treatment center. However, there are certain things that should always be kept in mind before making your choice of the drug rehab center. One of the most important things to remember in this respect is that not all addiction rehab centers can provide equal treatment facilities and a wrong choice may even have disastrous effects. In fact the point is that if you make the wrong choice of the drug addiction rehab it may even have more harmful effects on the patient and a failure at the rehab center can result in problems like depression and other such problems. And the most threatening fact is that a depressed patient may even develop suicidal tendency which is far more harmful.However, in this respect to make the best choice of the rehab center the best thing that can be done is to get the recommendation of your family physicist or from someone close who have already gone through similar problems. And it should always be kept in mind that with the proper choice of the drug addiction rehab you can provide the best help assistance to the patient.